A home warranty is a type of service agreement that covers the cost to repair or replace items in your home if they break down. It doesn’t cover accidents or natural disasters (that is home owner’s insurance) but the pricing model works in a similar way. You pay a monthly fee or a lump sum for your plan, like a premium. When you request a repair, you pay a one-time service fee (like a deductible) that covers parts and labor.
These policies can cover a wide range of systems including appliances, plumbing, electrical, pools, water heaters and more. Make sure you review each contract in detail before selecting your policy. A home warranty is not required when purchasing or selling a home, but it can help minimize costs for unexpected problems that may arise. Below is a list of companies we have found to be reputable. Please note that we have no affiliation with any of these companies and do not endorse products/services they offer. Click on the logo below to visit their websites.